Manage Your Money With These 5 Finance Apps
Finance
Features
Transfer Or Receive Money
Cash App is an app that provides financial services to you. After creating your profile, you can easily send, spend, and invest your money safely and quickly with only a few taps on the phone. All the payments will be protected with a passcode, TouchID, or FaceID.
Make Investments With Cryptocurrency
You may also use this App for Bitcoins even. It's probably the easiest way to buy, sell or transfer Bitcoins. You can send Bitcoins to your family and friends without Cash App as long as they have compatible wallets.
Get A Free VISA Debit Card
You may manage all your money easily with your Cash Card from Cash App. The virtual card allows you to make online or in-store purchases in a more convenient way.
Receive Paycheck
You can get paid straightly from your work through Cash App, too. By using your account and routing number, you could receive deposit paychecks, tax returns, unemployment benefits, or other stimulus payouts directly into the balance up to 2 days earlier than the standard process.
Tips
👻 Customize your card!
Cash Card is customizable. You can design your card by custom drawing or stamp to make it unique.
🤗 Enjoy the convenience!
With a Cash App account, you can earn an instant discount on everyday spending, receive paychecks up to 2 days early, and get three free ATM withdrawals per month when you have at least $300 coming in each month.
😌 Easier to invest in stocks and bitcoins!
Want to start investing? Cash App got you! Provided with the polished interface, Cash App makes it easy to invest in stocks and bitcoins, whether you're a beginner or already a pro. Besides buying and selling, you can send some to friends and family or transfer your funds to another digital wallet on the blockchain.
🤔 New for investment?
You can invest in auto-pilot with recurring buys. Buy a little at a time regularly to gradually increase the number of stocks and bitcoins you own. At the same time, try to learn as much as you can to decide what's worth buying or holding. Besides, stay up to date with your investment! Get notified when bitcoins or the stocks you possess experience price surges or dips to decide how to deal with them.
Finance
Features
Easy-To-Use Payment
Google Pay allows you to quickly transfer or receive money between friends and family or even strangers, and you can also send group payments with no need to inform them one by one. When you are out shopping, you can make payments directly without contact.
Derivative Functions
In addition to direct transfers, you can also use Google Pay to find nearby restaurants and malls with priced goods, check the nearest gas station, and even get a nearby bicycle. When shopping on other websites, you can make quick payments with Google Pay.
Better Arrange Your Money
You can view all your income and expenses on Google Pay and know the percentage of your expenses in different areas. And Google Pay provides expense analysis for your reference. In addition, if you meet the required conditions, you can also enjoy discounts in order to save money.
Secure Payment
All of your account information is protected, and your fingerprint, pattern, PIN, or face will be required to verify your identity when you make a payment. Your personalized settings will be preserved so you can get a more comfortable experience.
Tips
😜 Use QR Codes to send and receive instantly.
Google Pay allows users to send and receive by simply scanning the QR codes. You can pay by tapping the "Scan any QR" at the top left of the interface and then either scan with the camera or from your gallery. Besides, you'll find your own QR code in the profile beside the avatar.
👀 Check the balance of multiple accounts effortlessly.
Google Pay allows users to check several bank accounts on the app, which means there's no need to visit individual banking apps to check their balances separately. To do this, just head to the homepage, tap "Bank Accounts," and you can select any of them to check after entering the UPI PIN.
😉 Add more than one account to take advantage.
Google Pay allows users to add multiple bank accounts, including their own bank accounts and family's or friends'. With several accounts added, you can transfer money between them without using bank-specific apps or any inconvenient approaches.
👻 Split the bill with many friends at once.
Google Pay allows users to split the bill with many friends at once. Just set up the payment or request, and add all the recipients you want to split with. Now, you can skip the math and send or request the same amount easily after hanging out!
Finance
Features
Receive & Pay Money
You can pay or receive money from any PayPal user, or pay for goods or services through PayPal. PayPal makes payments easier and faster.
Global Payments
PayPal supports multi-currency exchange, so you can make payments to any user in the world through PayPal.
Secure Payment
When you use PayPal for your transactions, you can enjoy Buyer's Protection. And PayPal makes it easy for you to track every transaction. Transaction monitoring, security encryption and other services are provided to protect your payment security.
Tips
🙅 Set up an account.
There're three PayPal account types with different features, so make sure the usage you're into before logging in. Firstly, Personal accounts allow users to buy things and send or receive money online with high transaction fees. Besides, a Premier account is the best for someone who sells once in a while. And the Business account is for those who make regular sales.
🤔 Want more than one account?
Switching between different accounts is allowed, but users will need other email addresses to sign in. At the same time, different cards or funding sources are necessary, as the same payment information in different accounts is not allowed. By the way, you might get confused with which account you're using.
FAQ
Can I use PayPal to sell stuff with all kinds of accounts?
Unfortunately, you can only sell things with a Premier or Business account. If a Personal account is all you have, you may click or tap "Upgrade account" to upgrade.
Does PayPal charge for a subscription?
It's subscription-free, but it charges for services according to the transactions users make.
Finance
Features
Easy Receive & Pay Money
Venmo provides you with a secure and fast way to transfer money. You can receive or pay on Venmo. You can also add notes to each transfer to inform your friends.
Multiple Payment Options
When you are shopping in a store, you can use Venmo to scan the QR code to pay. You can also pay online with Venom when you use other apps. In addition, Venmo offers a Debit card service, which you can use to make purchases.
Earn Money
You can start some side businesses on Venmo or create small businesses to increase your income. In addition, you can buy crypto for as low as $1. With Venom, you can not only save money but also have opportunities to earn more!
Tips
✅ Always double-check the username before transferring!
Sometimes you may find the person you just paid didn't receive the payment as users can share the same or similar name, which means you paid the wrong person. To avoid this, always confirm that the user you're going to pay is exactly the one who stands in front of you. You can show him or her the page for their confirmation.
👻 Use "Venmo QR codes" to find the person and pay.
Venmo QR codes allow users to find, add, and pay without searching others' IDs. After scanning the QR code on Venmo, it takes users directly to their profiles, where to add them as friends, send, or request funds. You can scan others' QR codes and find yours by tapping the "Scan" button at the bottom of the screen.
😜 Split the bill with friends.
Venmo allows users to split the bill with many friends at once. Just set up the payment or request, and add all the recipients you want to split with. Now, you can skip the math and send or request the same amount easily after hanging out!
😉 No need to feel awkward asking your friends to pay the share.
What if your roommate still hasn't paid his or her share of the rent this month? Venmo can help! It provides a handy "remind" feature that gently nudges your friends to pay you back. No need to feel awkward, as 67 percent of the users agree that it's appropriate to remind someone to pay within four days of the original transaction.
Finance
Features
Quick Transfer
Zelle is a very convenient tool for transferring money. When you use Zelle, you don't need to deposit money to a third-party platform. You can transfer money between different bank accounts. And the transfer can be done in just a few minutes.
Free To Use
There are no fees for transferring money on Zelle, and again there are no other fees for downloading and using this app. You no longer have to pay transfer fees to your bank or another mobile operator.
Simple Operations
Transferring money no longer requires any complicated operations. All you need to do is enter your and the other person's phone number and email address on Zelle, click Confirm and Send and that's all. Zelle can really save you a lot of red tapes.
Tips
🤔 Only send money to your familiar.
Zelle payments are designed to send money to trusted ones, family, friends, or those you trust. The payments cannot be canceled once they are sent to another user. So don't send money to strangers or pay with this app since the payments are not protected.
💡 Confirm the recipient's contact information to make sure you're sending money to the right person.
Always double-check the recipient's contact information before sending money. As you know, there's no room for regret. The best way to avoid sending to the wrong recipient is to confirm their phone number or email address. It's not a big deal since you only use it with a small group of people.
💰 Send a low transaction amount to a new recipient before sending the full amount.
You might consider sending a low amount of transactions to a new recipient before sending a large amount so as to make sure you're transferring to the right person. Still, confirm the recipient's contact information first. This is just another prevention measure.
FAQ
Can I use Zelle to pay and receive all around the globe?
Unfortunately, it's currently only available in the United States.
